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The Australian Property Forum is an Australian economics & finance forum dedicated to discussion of the Australian and global real estate markets, including Australian house prices, global house prices, housing affordability, and the likelihood of a global house price crash or an Australian house price crash. Is there an Australian housing bubble? Will house prices crash, boom or stagnate? Is it better to buy using a home loan, or rent and save the difference? How might a credit crunch or peak debt environment impact Australian property prices? Is the Australian property market a pyramid scheme or Ponzi scheme? Can house prices rise forever as people refinance their mortgage and borrow against equity, or can we find a more simple and sustainable long term approach to managing the Australian housing market? These are the type of questions we hope to address here, at the Australian Property Forum, the premier real estate site for property bears, bulls, investors, and speculators! Whether you're an Australian Property Investor, First Home Buyer (FHB) or you're happily renting, this forum has something for everyone. The forum includes a blog feature, so members may create their own property blog. Members may talk finance, modern monetary theory (MMT) debt deflation, talk money, or discuss Somersoft style property investing topics. Are reverse home equity loans good or bad for society? Is the housing shortage a myth? What about negative gearing? Reverse mortgages? Are too many Australians taking on debt consolidation when they cannot even manage basic debt management? Were the Australian floods a black swan event, exposing many Australians with inadequate home insurance? Is it a good time to buy a house in Australia? To find out, keep a close eye on auction results and auction clearance rates, and visit this forum often for all the latest house price news. Our forum members regularly debate and dissect the latest blogs from Business Spectator, Money Morning, Daily Reckoning, SmartCompany, Property Observer, Macrobusiness Superblog, The Economist, Bubblepedia, Steve Keen's Debtwatch and Chris Joye's Aussie Macro Moments, as well as recent media articles from well known media economists and reporters such Ross Gittins, Michael Pascoe, Chris Zappone, Alan Kohler, Shane Oliver, Louis Christopher (SQM Research), Harry Dent, Mike (Mish) Shedlock, Jeremy Grantham, Gerard Minack, and more. We're also the first to report and discuss the latest house price data from APM (Australian Property Monitors), Residex, RP Data, REIV (Real Estate Institute of Victoria), REINSW (Real Estate Institute of NSW) and REIA (Real Estate Institute of Australia), HIA (Housing Industry Association), RBA (Reserve Bank of Australia), API (Australian Property Institute), and the ABS (Australian Bureau of Statistics). Views expressed on this forum are not representative of the forum owners. The forum owners are not liable or responsible for comments posted. Information posted does not constitute legal advice. The forum owners accept no liability for information posted, nor for consequences of actions taken on the basis of that information. By visiting or using this forum, members and guests agree to be bound by the Zetaboards Terms of Use. This site may contain copyright material the use of which has not always been specifically authorized by the copyright owner. Such content is posted to advance understanding of environmental, political, human rights, economic, democratic, scientific, and social justice issues. This constitutes 'fair use' of such copyright material as provided for in section 107 of US Copyright Law. In accordance with Title 17 U.S.C. Section 107, the material on this site is distributed without profit for research and educational purposes only. If you wish to use this material for purposes that go beyond 'fair use', you must obtain permission from the copyright owner. Such material is credited to the true owner or licensee. We will remove from the forum any such material upon the request of the owners of the copyright of said material, as we claim no credit for such material. For more information go to Limitations on Exclusive Rights: Fair Use.