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Topic Started: Mar 16 2012, 03:19 PM (23,680 Views)
ilivas

Tommyb
May 25 2012, 12:23 PM
sn00zie
May 24 2012, 11:54 AM
yea just have to swing 2 house payments until i can get my town house rented.

everything seems to be settling about now..... next year prices should start to go back up, but its nice to see house prices get back into reality.
The thought of having no bills is attractive too....this is the only thing I own that isn't paid off.


I'm not looking at anything to crazy, just something 500+ sqft bigger then what i have now and a GARAGE yay. I like keeping my bills low and my paychecks big haahah I went thru the IT meltdown in the early 2000's and vowed i'd never be in a oh fck situation ever again where a job status hung my life in the balance, so when I finally got back on my feet I turned into Mr.Savings.

Im a very unassuming person....nobody would ever know.
yeah...I'm kinda the same way. I do spend money on things I don't need like guitars, going out to eat, and what not but I always live within my means. I live with my GF, and we split rent 1/2 and 1/2 which makes it super cheap for me. I can afford a lot more than what we have, but it just isnt worth it to me. Id rather live comfortably, and see my bank account grow every 2 weeks, than to live paycheck to paycheck just because I "can afford it." I have friends that just spend and spend on stupid shit, and just keep charging it to their CC's. Im like "how are you affording this?" and they're usually like "oh i just put it on the credit card and make the minimum payments." Anytime my friends say shit like that (and its mostly the girls) it just pisses me off...idk why. Not the fact they spend money..that's their choice...but the fact they are so stupid about it pisses me off. I dont like stupid people.

This one chick I know is the worst. She was the receptionist at the last office i worked at. Shes got a studio apartment in downtown chicago on Michigan Ave, right across from the Water Tower....for those of you unfamiliar with Chicago, this is called "the Magnificent Mile." Its where all the really expensive shopping, restaurants, billion dollar penthouses, all kinds of shit. Anyway, shes got an apartment there which she pays $1300/month for....for a fucking STUDIO!...basically a dormroom with a kitchen...and shes a secretary. I asked her one time "how the hell do you afford this?" and she was like oh well i make like 50k a year. and im thinking "ok thats actually do-able i guess..." and then i was like "theyre paying you 50k a year here?" and she says....shit you not..."well no, i make 30k here, but i have a 20k limit on my credit card so its pretty much like income since i can spend that." :woo :ahh So at this point I'm like...y...yo......you realize thats not how it works, right? At the end of the year that credit card bill doesnt just go away....you do understand that right?" and shes like well yeah but i make payments so as long as its under 20k its fine.....sigh....

This is the same chick that went to bestbuy to buy an iphone and got talked into a fucking plasma. She ended up walking out spending 1300 on the tv and phone because "no interest for 36 months, so i have a sweet TV and i just need to make the minimum payments for 3 years." I was like...ok, fair enough....ive financed shit from places even tho i had the money just because they gave me 0%...cant fault her. Buuuuuutt....BB also tries to rape you. If you miss, or are late 1 time on payment, the 0% promotion gets wiped out and they charge you like 24% interest on the initial balance. so she was like 5 days late on the first payment...and paid the minimum for a few months and then came into my office and was like "OMG ive been paying every month and now my balance is 1700 what the hell. and i looked at her statement and was like "uuhhh...yeah you were late on a payment so they jacked your interest up." she complained how that wasnt fair and she was going to sue and i was like yeeeeah you signed the contract sweety.

sorry for that long ass incoherent rant....i get worked up for people with self inflicted money problems haha.
I went to a department store off michigan avenue, and I liked one of the blazers on a mannequin. Awesome, I think I'll pick this up..... Nope.... it costs 12 grand.

30k per year is a lot for a receptionist. They make about half that around here. I know cost of living there is high, but shit. The most expensive high end apartment, with all amenities around here is $900 a month, I think.
Edited by ilivas, May 25 2012, 02:37 PM.
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sn00zie
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yea go find a real estate tax accountant or maybe just a real estate laywer, I calculated it all out and it amounted up to be a chunk of money out of my pocket that wasn't going to get back to me very fast.

Its a good long term play, but it won't really start to pay out well until the properties are paid off.
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sn00zie
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anyone else besides corey pick up diablo 3?

Im going to pick it up tonight or tomm
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camar0corey
I scare passengers
Started Diablo III today. Promptly spent the next 3 hours playing. :ha
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sn00zie
Administrator
BEACH DAY!!!!!!!!!!

due to tropical storm whatever the waves were great!!!! even got slammed down onto the ocean floor once, and got trapped in a bonus rip tide!!!

Posted Image
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Toxic_Avenger
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:) and today was the last trip to the hospital
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sn00zie
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corey how do I add you to d3?

gary is on my list from starcraft but when i enter what he gives me for your info it always says "not found"

---------------------------------------

So mom is cool now tox?
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camar0corey
I scare passengers
Huh? I accepted your request on Diablo last night to add to the friends list?
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sn00zie
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HUMmmmmmmmmmmmmmmmmmmmmmmmmmmmmmmmmm werid.................
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Toxic_Avenger
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Yep, after surgery and inspection of the little tumor, looks like everything will be ok now.

It was a very agressive kind of cancer, but it was caugh in a very early stage, so now with some sessions of radiotherapy and 5 years taking pills, this should be gone forever :)
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Tommyb

ilivas
May 25 2012, 02:31 PM
I went to a department store off michigan avenue, and I liked one of the blazers on a mannequin. Awesome, I think I'll pick this up..... Nope.... it costs 12 grand.

30k per year is a lot for a receptionist. They make about half that around here. I know cost of living there is high, but shit. The most expensive high end apartment, with all amenities around here is $900 a month, I think.
Yeeeah...not around here haha. Chicago isn't as bad as New York, but it's still pretty pricey. My last apartment was cheap for the area, and I was paying $950. One bedroom, tiny bathroom, tiny-er kitchen, decent living room. Had to pay for electric, gas, and cable on top of that which came out to like $150 total. You can't really find anything less than that in the city, unless you want to live on the South Side, but there's too much crime down there for my tastes. But that's just one of the prices you pay for city life. Personally, I would rather pay $1200/month for a shitty place in a fun part of the city than $300 for a great place in the suburbs....I can't stand it out there. I grew up there, and it's a great place to raise a family, but there its so godamn boring. I lived 5 blocks from Wrigleyfield, and within walking distance to god knows how many bars, restaurants, beaches, and parks. If I was bored, I just went out and walked around until i found something to do. I love the city and don't ever plan on moving away from it. I know I could move out to the burbs and save a shit load more money, but I just have such a better quality of life out where there is always something going on.

I'm actually up in Milwaukee until September. I'm renting newly remodeld condo (im the first resident) in a Hotel that was built in 1920. Its got like 120 hotel rooms and 60 condo units, which is sweet because there are all the hotel amenities, but with my own condo. Like room service, hotel bar/restaurant, SPA, fitness center, but no pool. Lake michigan is right across the street, and Summerfest is only 3 blocks away. cant fucking wait for that to start up, I alreayd have tickets for RHCP, Foo Fighters, Iron Maiden, Alice Cooper (why not haha) Aero Smith, Chevelle and possibly Cake, but I think they're at the same time as Chevelle.


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sn00zie
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yea the condo in a hotel is a pretty sweet deal!!!

does a maid come in and clean it everyday as well?
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Tommyb

hah...I wish. But no...the condos are just like regular condos. The only thing they share with the hotel, other than those amenities I mentioned, is the maintenance guy/crew.
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sn00zie
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still a pretty nice deal, its ALMOST like living in a hotel suite!
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cannon007

So I hope nobody was dumb enough to invest in facebook stock here? lol morons.
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Tommyb

I'm looking to buy a new (to me) car and I can't decide on what I want. Idk if I want to go sporty, fast, cargo, utility, mix, or whatever the fuck. I've never been at an autos crossroads like this before, usually I'm pretty sure what I want to get months ahead of time. Give me some suggestions. Looking to spend 10-15k tops, so I'm definitely going used. It's probably going to be parked on the street, so i dont need anything fancy. I would like a mix of sport and cargo so I've been looking at Speed3's, WRX wagons/hatch's and stuff like that. But not sure if i want to go the SUV/crossover route since I do haul shit around a lot like guitar amps and what not. MPG isnt a huge issue, unless it gets something like 14mpg....then thats kinda outta the question. Other than that, having a manual trans is the only other necessity....i cant stand driving auto.
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sn00zie
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sounds like you want a manual wagon of some type.

Hmmmmmmmmmmmmmmmmmmmmmmm, the manual only requirement really makes it tough.



I've driven manuals as many miles as I've driven autos... for some reason I do not care at all. Manual cars will carry a better price tag though cause nobody wants to drive them :ha , its also hard to find them in a nice fully loaded car....as the manual normally comes in the base POS. :woo


sooooo speedy SUV/wagon thing w/ stick... you've pretty much pidgin holed yourself in the subaru camp right from the start. Lots of OK wagon choices but they won't be fast and they only MIGHT be stick.
Edited by sn00zie, May 30 2012, 10:03 AM.
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sn00zie
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cannon007
May 30 2012, 01:33 AM
So I hope nobody was dumb enough to invest in facebook stock here? lol morons.
noooooooooooo thanks! :ahh

I have no idea why they even did an IPO.....they have no real revenue model, they would have been better off to stay private and just make the cash while they could and hoped to survive 10 years.

Now FB is going to get really werid.... they've opened the doors to the sharks, the investors are going to take I look at that operation and say you mother fkers better figure out as many ways to create cash as you can......in which will make FB really werid what they do with all your personal data...... :ahh

Look at goog, they just did search and ads..... they go public suddenly they are in a hot panic to stick their dks in anything that slightly moves. They had a solid $$$$ model to, but its like the investors said what ads only bring you 50millionbillionzillion, well assholes you better be able to double that number till the end of time or we will be PISSSSSSSSED :rage now you have goog trying to crawl up everyons ass and jump in bed with them at night....... with their IPO, went that don't be evil statment... now its be maximum evil, for maximum profits / returns.

Its like these guys still have dot com bubble glasses on.
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Tommyb

sn00zie
May 30 2012, 09:46 AM
sounds like you want a manual wagon of some type.

Hmmmmmmmmmmmmmmmmmmmmmmm, the manual only requirement really makes it tough.



I've driven manuals as many miles as I've driven autos... for some reason I do not care at all. Manual cars will carry a better price tag though cause nobody wants to drive them :ha , its also hard to find them in a nice fully loaded car....as the manual normally comes in the base POS. :woo


sooooo speedy SUV/wagon thing w/ stick... you've pretty much pidgin holed yourself in the subaru camp right from the start. Lots of OK wagon choices but they won't be fast and they only MIGHT be stick.
I would get an auto SUV or Truck. I just wouldnt buy an MS3 or WRX in auto. Auto doesnt bother me as much in a truck or an SUV, but I dont like driving it in anything even remotely sporty.
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sn00zie
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im pleased with my vue redline, lots of space for stuff...folding rear seats....no squishy ride...looks cool....pretty peppy.... decent MPG.....fully loaded.... doesn't drink 93. Its in your price range but kinda rare and hard to find.

remember sporty things drink the expensive gas.


when i was searching for another car speed wasn't on my list of stuff i wanted... good mpg and space for stuff was.
How about a turbo VW diesel wagon thing.(good mpg, can be faster) volvo makes an ok looking wagon as well.

last year vibe GT, manual and has the yamaha built high revving faster engine.

Rav4 ?

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